Breaking Down Barriers: Confronting the Realities of Access and Cost in Substance Use Disorder Treatment

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The Ongoing Crisis of Behavioral Health Access

Millions of Americans still encounter significant Behavioral Health Access Barriers when trying to access care for mental health conditions and substance use disorders. Despite increased national awareness of behavioral health needs, effective solutions to the most pressing challenges—such as cost, provider shortages, and systemic inequalities—remain difficult to achieve. According to a recent survey by the National Council for Mental Wellbeing, 43% of individuals in need of substance use disorder treatment did not receive any care. Additionally, two out of every five Americans who required mental health services also went untreated.

In contrast, just 21% of individuals needing primary care did not receive it. This dramatic gap reveals how Behavioral Health Access Barriers are not only widespread but deeply entrenched in the current healthcare system. As Chuck Ingoglia, President and CEO of the National Council, noted, “We are in a mental health and substance use crisis. Failing to eliminate barriers to access will only worsen this new public health emergency.”

Cost: A Leading Roadblock to Care

Among the most common Behavioral Health Access Barriers is cost. Thirty-seven percent of people who needed mental health support but didn’t receive it cited affordability as the main issue. Likewise, 31% of individuals who needed substance use treatment reported that cost prevented them from getting help. These financial hurdles often discourage or delay people from seeking care, even when their need is urgent.

The issue is particularly severe for those without adequate insurance or those whose plans have limited behavioral health coverage. When mental health and substance use services are seen as secondary or optional within insurance structures, patients are left with high out-of-pocket costs they simply can’t manage. And when affordability determines whether someone gets treatment or not, the system fails its most vulnerable.

The Provider Shortage Crisis

Another pressing concern among Behavioral Health Access Barriers is the growing shortage of qualified mental health and substance use professionals. The same survey revealed that 67% of Americans believe it’s harder to find a behavioral health provider than a physical health provider. This lack of access is especially problematic in rural and underserved areas, where providers are already stretched thin.

Finding the right provider—one who understands a patient’s background, values, and preferences—is often just as important as finding any provider. Unfortunately, the current behavioral health workforce is insufficient to meet the needs of a diverse population. As Ingoglia emphasized, “Recruiting more mental health and substance use professionals must be a top priority – and that workforce must reflect the rich diversity of our nation.”

Primary Care as a Gateway to Behavioral Health

One possible solution to address Behavioral Health Access Barriers is integrating mental health and substance use services into primary care settings. In fact, 70% of Americans reported they would be more likely to seek care for mental health or SUD issues if those services were available through their regular primary care provider. This model promotes convenience, reduces stigma, and allows for more coordinated treatment.

Primary care providers are in a strong position to screen for behavioral health concerns early, initiate care, and refer patients to appropriate specialists. But to make this integration effective, these providers need proper training, support, and the ability to collaborate with behavioral health professionals—something that requires systemic investment and long-term planning.

Reimbursement Reform is Critical

Addressing the workforce shortage and expanding access also requires better reimbursement. Low payment rates under Medicare, Medicaid, and other public programs contribute to a cycle of underinvestment in behavioral health services. Without adequate compensation, providers can’t afford to take on more patients or expand their practices.

Improving reimbursement rates would help remove key Behavioral Health Access Barriers by incentivizing professionals to enter and remain in the field. It would also enable community clinics and private practices to offer more competitive salaries, reduce turnover, and ensure patients don’t have to wait weeks—or even months—for a first appointment.

Federal Investments and the Path Forward

The Biden Administration has acknowledged the urgency of the access crisis and is taking steps to improve behavioral health infrastructure. A notable initiative includes an $825 million federal investment to expand community health centers, which serve as a lifeline for mental health and SUD services in many areas. These investments are designed to target the most urgent Behavioral Health Access Barriers, especially in high-need populations.

In addition, the Centers for Medicare & Medicaid Services (CMS) has launched a Behavioral Health Strategy focused on increasing access, improving equity, and addressing workforce shortages. These moves signal momentum at the federal level, but long-term change will depend on continued collaboration between governments, insurers, healthcare systems, and providers.

Changing the Narrative Around Behavioral Health

Beyond policy, we must also work to change public perception. Behavioral health should be treated with the same urgency and respect as physical health. That includes eliminating stigma, expanding community education, and ensuring that those in need know how and where to seek care. Addressing Behavioral Health Access Barriers isn’t just about infrastructure or policy—it’s about creating a culture where seeking help is normalized, supported, and celebrated.

A Call to Action

We are at a critical juncture. If we fail to act now, the crisis will only deepen. But if we take bold, coordinated steps—investing in the workforce, reforming payment models, integrating services, and prioritizing equity—we can break down the most persistent Behavioral Health Access Barriers.

No one should have to choose between their mental health and their financial stability. No one should be turned away from care because no provider is available. And no one should suffer in silence due to a system that’s too complex, too expensive, or too out of reach.

The time for awareness is over. It’s time for transformation.


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